{ "topic": "escrow accounting software", "generatedAt": "2026-06-03T20:12:49.069Z", "count": 6, "records": [ { "id": "dfpi-eac-002", "slug": "2024-12-17-meeting-minutes-02", "sourceId": "dfpi-escrow-advisory-committee", "title": "DFPI Escrow Advisory Committee Meeting Minutes", "agencyName": "California Department of Financial Protection and Innovation", "jurisdiction": "California", "meetingDate": "2024-12-17", "publishedDate": null, "recordType": "meeting_minutes", "recordTypeLabel": "meeting minutes", "sourceUrl": "https://dfpi.ca.gov/wp-content/uploads/2025/02/2024-12-17-EAC-Meeting-Minutes.pdf", "rawFileUrl": "https://dfpi.ca.gov/wp-content/uploads/2025/02/2024-12-17-EAC-Meeting-Minutes.pdf", "sourceSnapshotHash": "d2e46c77bbdecafa03457d1effbde8e635f242851ed53d5eb15c5e525dbd0c4e", "textHash": "0bde8b14fc15bb3edb6be429adf3dcd6d4bfc23d2ebca978e0e3d7db2bb0919a", "extractedTextStatus": "complete", "topics": [ "escrow", "title", "settlement funds", "consumer protection", "wire fraud", "business email compromise", "escrow instructions", "wire instructions", "seller proceeds", "buyer funding", "trust account", "cybersecurity", "title insurance", "complaints", "education", "training", "real estate fraud", "NMLS", "licensing", "examinations", "enforcement", "escrow accounting software" ], "entityNames": [ "DFPI", "Escrow Advisory Committee" ], "quotedTerms": [ "escrow", "title", "settlement funds", "consumer protection", "wire fraud", "business email compromise", "escrow instructions", "wire instructions", "seller proceeds", "buyer funding", "trust account", "cybersecurity", "title insurance", "complaints", "education", "training", "real estate fraud", "NMLS", "licensing", "examinations", "enforcement", "escrow accounting software" ], "summary": "meeting minutes from California Department of Financial Protection and Innovation with public discussion or agenda items touching title, settlement funds, consumer protection, wire fraud, and business email compromise.", "reviewedStatus": "machine_extracted", "createdAt": "2026-06-03T20:12:49.069Z", "updatedAt": "2026-06-03T20:12:49.069Z", "relevantPassages": [ "der attempted to reverse a funding after recording had been scheduled, creating complications due to a lack of communication between the lender, escrow practitioner, and title company. Tu and Silberberg emphasized the need for clearer protocols to prevent such situations. Discussion followed on the importance of communication and defined responsibilities in transactions. Silberberg questioned the scope of management training, asking whether it should focus on daily operations. Davis noted that escrow licenses are business licenses and that statutory requirements, rather than best practices, sh", " a number of years, during which regulatory updates, technological advancements, and compliance challenges had emerged. The DFPI aims to revamp the training, focusing on trust account reconciliation, internal controls, regulatory reporting, and client fund management. He invited input on key compliance challenges from advisory members. PJ Garcia raised concerns about industry professionals complying with inappropriate requests from lenders and brokers. Tu highlighted issues with escrow officers being asked to perform tasks beyond their role. The discussion centered on defining responsibilities", "larly representation from Northern California and specialty escrow sectors. They noted remote participation makes regional representation more feasible. Liang added that consumer advocacy representation could provide valuable perspectives. Tu encouraged broader participation, noting that even non-committee members could contribute meaningfully. Silberberg echoed this, urging outreach to fill vacancies. Watrous observed that online attendance remained high, reflecting strong interest in participation. 4. DFPI Updates Liang provides updates about the launch of the newly redesigned DFPI website o", " to perform tasks beyond their role. The discussion centered on defining responsibilities and minimizing unnecessary compliance burdens. Silberberg raised concerns about wire handling and operational processes. PJ Garcia noted inconsistencies in company policies and suggested clearer guidance, citing commission disbursements as an example. She also shared an instance where a lender attempted to reverse a funding after recording had been scheduled, creating complications due to a lack of communication between the lender, escrow practitioner, and title company. Tu and Silberberg emphasized the n", "hip to an external conservator to oversee the final stages of refund issuance and the winding down of operations. Suzuki also raised concerns about the growing threat of cyber theft. He highlighted the ongoing risk of business email compromise schemes, where cybercriminals manipulate email Page 11 of 13 communications to deceive escrow agents into misdirecting funds. He urged the industry to stay vigilant and continually educate staff on cybersecurity best practices. Suzuki shared several recent fraud schemes to underscore the importance of stringent security measures: Foreign Bank Check Scam " ] }, { "id": "dfpi-eac-009", "slug": "2024-03-12-meeting-minutes-09", "sourceId": "dfpi-escrow-advisory-committee", "title": "DFPI Escrow Advisory Committee Meeting Minutes", "agencyName": "California Department of Financial Protection and Innovation", "jurisdiction": "California", "meetingDate": "2024-03-12", "publishedDate": null, "recordType": "meeting_minutes", "recordTypeLabel": "meeting minutes", "sourceUrl": "https://dfpi.ca.gov/wp-content/uploads/sites/337/2024/06/2024-3-12-EAC-Meeting-Minutes.pdf", "rawFileUrl": "https://dfpi.ca.gov/wp-content/uploads/sites/337/2024/06/2024-3-12-EAC-Meeting-Minutes.pdf", "sourceSnapshotHash": "e36e5e7f59d0dee2ddb1c9cb55fa97a43e6cccee5d1fe746e17911d314a54452", "textHash": "54c4c0e31d92a21091870cf2001eae266eb65886dd12d4e6b149de95d2ed5916", "extractedTextStatus": "complete", "topics": [ "escrow", "title", "settlement funds", "consumer protection", "payoff demand", "trust account", "cybersecurity", "title insurance", "education", "training", "licensing", "examinations", "enforcement", "escrow accounting software" ], "entityNames": [ "DFPI", "Escrow Advisory Committee" ], "quotedTerms": [ "escrow", "title", "settlement funds", "consumer protection", "payoff demand", "trust account", "cybersecurity", "title insurance", "education", "training", "licensing", "examinations", "enforcement", "escrow accounting software" ], "summary": "meeting minutes from California Department of Financial Protection and Innovation with public discussion or agenda items touching title, settlement funds, consumer protection, payoff demand, and trust account.", "reviewedStatus": "machine_extracted", "createdAt": "2026-06-03T20:12:49.069Z", "updatedAt": "2026-06-03T20:12:49.069Z", "relevantPassages": [ "sactions could not be delayed. Those licensees suffered a loss in revenue. Other licensees reported delayed payoffs for transactions which First American was used as the title company. As a result of the delay, customers asked for interest on funds due to them. One licensee reported their cyber insurance provider had notified them after the cyber incident that their cyber insurance policy would not be renewed due to recent cyber incidents in the mortgage, title and settlement industries. Liang reminded licensees to be vigilant. Licensees may refer to Commissioner’s November 30, 2018 release nu", "fected their escrow closing and they had anywhere between 1 and 75 escrow transactions being affected. 2 licensees reported the cyber incident caused a shortage in their trust account and that the shortage had been cured prior to the date of the survey 199 licensees reported they had a cyber insurance policy. Licensees who installing accounting system in their local server were not affected by the cyber incident. Licensees who used the cloud version of the system experienced service interruptions in their business. Some licensees’ transactions were cancelled by their customers because the cust", "h those actions. The acts of those licensees hindered the DFPI’s ability to collaborate effectively with the industry on matters related to the safety of trust funds and consumer protection. 5. Ad Hoc Committee Reports (Annual Report) Garcia gave a brief update for the status on Ad Hoc committee’s review of CPA auditing procedures. The Ad Hoc committee has finished its work, and it is currently with Felde and Silberberg. Felde stated the Ad Hoc committee focused on defining various terms and reports. 6. Vetting of settlement agents Page 3 of 5 Juliana Tu provided a brief summary of lender vett", " were cancelled by their customers because the customers’ transactions could not be delayed. Those licensees suffered a loss in revenue. Other licensees reported delayed payoffs for transactions which First American was used as the title company. As a result of the delay, customers asked for interest on funds due to them. One licensee reported their cyber insurance provider had notified them after the cyber incident that their cyber insurance policy would not be renewed due to recent cyber incidents in the mortgage, title and settlement industries. Liang reminded licensees to be vigilant. Lice", "fected their escrow closing and they had anywhere between 1 and 75 escrow transactions being affected. 2 licensees reported the cyber incident caused a shortage in their trust account and that the shortage had been cured prior to the date of the survey 199 licensees reported they had a cyber insurance policy. Licensees who installing accounting system in their local server were not affected by the cyber incident. Licensees who used the cloud version of the system experienced service interruptions in their business. Some licensees’ transactions were cancelled by their customers because the cust" ] }, { "id": "dfpi-eac-015", "slug": "2023-06-13-meeting-minutes-15", "sourceId": "dfpi-escrow-advisory-committee", "title": "DFPI Escrow Advisory Committee Meeting Minutes", "agencyName": "California Department of Financial Protection and Innovation", "jurisdiction": "California", "meetingDate": "2023-06-13", "publishedDate": null, "recordType": "meeting_minutes", "recordTypeLabel": "meeting minutes", "sourceUrl": "https://dfpi.ca.gov/wp-content/uploads/2024/05/2023-6-13-EAC-Meeting-Minutes.pdf", "rawFileUrl": "https://dfpi.ca.gov/wp-content/uploads/2024/05/2023-6-13-EAC-Meeting-Minutes.pdf", "sourceSnapshotHash": "ab916f6e5a004f39a0e7b53a0e4d05f2cc167c45c056daac9b55302917536120", "textHash": "6afe05cdafd0869f56c514ab54438e702d7a5391c301ea5fb111eb66d940bb15", "extractedTextStatus": "complete", "topics": [ "escrow", "title", "settlement funds", "consumer protection", "wire fraud", "escrow instructions", "wire instructions", "seller proceeds", "buyer funding", "trust account", "good funds", "title insurance", "education", "real estate fraud", "licensing", "examinations", "enforcement", "escrow accounting software", "remote work" ], "entityNames": [ "DFPI", "Escrow Advisory Committee" ], "quotedTerms": [ "escrow", "title", "settlement funds", "consumer protection", "wire fraud", "escrow instructions", "wire instructions", "seller proceeds", "buyer funding", "trust account", "good funds", "title insurance", "education", "real estate fraud", "licensing", "examinations", "enforcement", "escrow accounting software", "remote work" ], "summary": "meeting minutes from California Department of Financial Protection and Innovation with public discussion or agenda items touching title, settlement funds, consumer protection, wire fraud, and escrow instructions.", "reviewedStatus": "machine_extracted", "createdAt": "2026-06-03T20:12:49.069Z", "updatedAt": "2026-06-03T20:12:49.069Z", "relevantPassages": [ "struction under the escrow regulation. Garcia commented that the problem to say no to CDA is to give a competitive advantage to DRE broker-controlled escrow companies or title-controlled escrow companies that will say yes. Liang stated the Department observed in recent years real estate brokers used escrow agents as Page 3 of 6 bookkeeper to manage their earned commissions and use those funds to pay their personal and business expenses such as to pay referral fees to a different broker, paying college tuitions, personal credit card payment, car payment, child support, alimony, etc. Liang remin", "Licensees Page 2 of 6 should also be aware it may be outside of the scope of escrow to provide bookkeeping and bill payment services to the seller for their funds in the trust account. Larry Black questioned if a licensee holds rent or security deposit post-closing, would the funds being held be considered a holding escrow. Liang stated whether any remaining funds in the escrow would be considered as turning into holding escrow requires a review on a case-by-case basis. Typically, post-closing funds being held for repair, termite works, etc. are not considered as holding escrow. If the license", " to submit an annual audit report. It is not uncommon to see a licensee rescind their request to surrender a license. Garcia questioned how such requirement will benefit consumer if a licensee does not have the funds to meet its financial requirements or to engage a CPA to do an annual audit. Liang stated maintaining financial requirements and submitting an annual audit mitigate risks to consumer funds. Those requirements may be waived under some circumstances such as when the Department is placing the company under conservatorship or receivership. In those cases, an annual audit report may no", "ion where the sellers were a traveling couple. The licensee communicated with the sellers verbally and electronically. The licensee had the seller’s signed and notarized wire instructions. The transaction was recorded, and proceeds were wired. The licensee also mailed the final closing statement to the sellers. The wire was rejected by the receiving bank because the beneficiaries on the wire were different from the name of the account holder. The vacant landowner received the final closing statement and contacted the licensee that they had no knowledge of this sale. It appears a fraudster impe", "he proceeds. Cassel suggested licensees remain neutral and ask the seller(s) to get legal advice as there may be tax consequences. Liang stated if a licensee follows the instructions from the principals to disburse proceeds to seller(s) of the transaction, there is no apparent escrow violation. Licensees are encouraged to disburse proceeds promptly to avoid proceeds being turned into a holding escrow. Licensees Page 2 of 6 should also be aware it may be outside of the scope of escrow to provide bookkeeping and bill payment services to the seller for their funds in the trust account. Larry Blac" ] }, { "id": "dfpi-eac-019", "slug": "2022-12-20-meeting-minutes-19", "sourceId": "dfpi-escrow-advisory-committee", "title": "DFPI Escrow Advisory Committee Meeting Minutes", "agencyName": "California Department of Financial Protection and Innovation", "jurisdiction": "California", "meetingDate": "2022-12-20", "publishedDate": null, "recordType": "meeting_minutes", "recordTypeLabel": "meeting minutes", "sourceUrl": "https://dfpi.ca.gov/wp-content/uploads/sites/337/2023/03/2022-12-20-EAC-Meeting-Minutes.pdf", "rawFileUrl": "https://dfpi.ca.gov/wp-content/uploads/sites/337/2023/03/2022-12-20-EAC-Meeting-Minutes.pdf", "sourceSnapshotHash": "e2f9c4e903510ad6cbd568e6f8566025d817a76090e850c33e2c8ed58aa55c3b", "textHash": "cc0c475979c15b1a725a54c66a7a479dbe235c1c53cfa252ba3a1070a7b1fc9b", "extractedTextStatus": "complete", "topics": [ "escrow", "education", "licensing", "enforcement", "escrow accounting software", "remote work" ], "entityNames": [ "DFPI", "Escrow Advisory Committee" ], "quotedTerms": [ "escrow", "education", "licensing", "enforcement", "escrow accounting software", "remote work" ], "summary": "meeting minutes from California Department of Financial Protection and Innovation with public discussion or agenda items touching education, licensing, enforcement, escrow accounting software, and remote work.", "reviewedStatus": "machine_extracted", "createdAt": "2026-06-03T20:12:49.069Z", "updatedAt": "2026-06-03T20:12:49.069Z", "relevantPassages": [ "ESCROW ADVISORY COMMITTEE MEETING December 20, 2022 10:00 AM – 12:00 PM 300 S. Spring Street, 15th Floor Conference Room, Los Angeles, CA 90013 Or via. Microsoft Team Department of Financial Protection and Innovation Represented by: Sheila Oliver, Deputy Commissioner Paul Liang, Special Administrator – Licensing Gary Suzuki, Special Administrator – Regulatory Committee Members: Claire Bartos, Las Brisas Escrow, Inc. / Immediate Past Chairperson EIC * Jennifer Woodard, Oak Escrow Inc. / Vice Chairperson – EAFC Juliana Tu, Viva Esc", " CA 90013 Or via. Microsoft Team Department of Financial Protection and Innovation Represented by: Sheila Oliver, Deputy Commissioner Paul Liang, Special Administrator – Licensing Gary Suzuki, Special Administrator – Regulatory Committee Members: Claire Bartos, Las Brisas Escrow, Inc. / Immediate Past Chairperson EIC * Jennifer Woodard, Oak Escrow Inc. / Vice Chairperson – EAFC Juliana Tu, Viva Escrow! Inc. / Business Specialization Larry Black via phone, Diamond Country Escrow, Inc. / Small Business Patricia J. (P.J.) Garcia, Beach Pacific Escrow, Inc./Chairperson EIC * * Escrow Institute of ", "he advisory meeting is only two hours, program would prioritize agenda items to fit those most important and relevant to pressing matters into the two-hour timeframe. 5. Enforcement Actions and Licensing Update There is no update about enforcement actions taken since the last advisory meeting. Liang provided a brief licensing stats update. The number of licensed companies and the number of licensed locations is both increased from a year ago. The licensing trend still shows a trend of increasing. This trend is consistent during the four quarters of 2022. Larry Black asked if the DFPI has seen ", "sees. There were only about 40 companies responded to the survey. The ad hoc team will try to extend the survey for more participants to reply. The ad hoc team invited a software vendor to the team’s meeting to talk about how companies can protect themselves while working remotely. The ad hoc team meets biweekly. Page 1 of 3 PJ Garcia provided an update for the ad hoc team for audit regulation. The ad hoc team is working to identify provisions in the law that are not applicable or enforceable by the DFPI. Garcia gave an example about adding machine. The requirement to use an adding machine tap", "es. Juliana Tu seconded the motion. The minutes was approved. 3. Ad Hoc Committee Sheila Oliver stated two Ad Hoc advisory teams were established in November to research remote work and audit regulation issues. The ad hoc teams will research subject matters and report back to the advisory group to assist DFPI understand these matters and how they impact the industry. Tu provided an update about the ad hoc team for remote work. Tu stated a survey was done to escrow licensees. There were only about 40 companies responded to the survey. The ad hoc team will try to extend the survey for more parti" ] }, { "id": "dfpi-eac-022", "slug": "2022-06-07-agenda-22", "sourceId": "dfpi-escrow-advisory-committee", "title": "DFPI Escrow Advisory Committee Agenda", "agencyName": "California Department of Financial Protection and Innovation", "jurisdiction": "California", "meetingDate": "2022-06-07", "publishedDate": null, "recordType": "agenda", "recordTypeLabel": "agenda", "sourceUrl": "https://dfpi.ca.gov/wp-content/uploads/sites/337/2022/05/Escrow-Advisory-Committee-Agenda-for-6-7-22-Meeting.pdf", "rawFileUrl": "https://dfpi.ca.gov/wp-content/uploads/sites/337/2022/05/Escrow-Advisory-Committee-Agenda-for-6-7-22-Meeting.pdf", "sourceSnapshotHash": "359ac2bba397fe13bc2bd71981a57f63de2ce24347107f8e635ac2fd4358c93d", "textHash": "8c4f99e06d2370c21fd97c57ad5db74e20771e19676275f7c45fcbad09194fca", "extractedTextStatus": "complete", "topics": [ "escrow", "education", "licensing", "enforcement", "escrow accounting software", "remote work" ], "entityNames": [ "DFPI", "Escrow Advisory Committee" ], "quotedTerms": [ "escrow", "education", "licensing", "enforcement", "escrow accounting software", "remote work" ], "summary": "agenda from California Department of Financial Protection and Innovation with public discussion or agenda items touching education, licensing, enforcement, escrow accounting software, and remote work.", "reviewedStatus": "machine_extracted", "createdAt": "2026-06-03T20:12:49.069Z", "updatedAt": "2026-06-03T20:12:49.069Z", "relevantPassages": [ "tt ESCROW LAW ADVISORY COMMITTEE MEETING June 7, 2022, 10 a.m. – 12 p.m. Call-In Number: (866) 709-4440 Participant Code: 7675-977 300 S. Spring Street, 15th Floor Video Conference Room, Los Angeles, CA 90013 * AGENDA 1. Welcome and Opening Remarks Paul Liang 2. Review and Approval of Minutes for 3/8/22 meeting Paul Liang 3. Advisory Committee Updates and Upcoming Openings Paul Liang 4. Update for Rulemaking (PRO 13/13) and Remote Work Guidance Summer Volkmer 5. Cryptocurrencies Paul Liang 6. Escrow Accounting Software Gary Suzuki 7. Enforcement Actions and Licensing Update Paul Liang 8. Publi", "te for Rulemaking (PRO 13/13) and Remote Work Guidance Summer Volkmer 5. Cryptocurrencies Paul Liang 6. Escrow Accounting Software Gary Suzuki 7. Enforcement Actions and Licensing Update Paul Liang 8. Public Comments 9. Closing Remarks Paul Liang (In limited occurrences or due to unforeseen circumstances, there may be a change to the order of agenda items.) Special accommodations for disabled persons, such as sign language interpreter services, are available. Please make requests for special accommodation services at least seven days in advance of the meeting. Requests should be directed to Pa", "nings Paul Liang 4. Update for Rulemaking (PRO 13/13) and Remote Work Guidance Summer Volkmer 5. Cryptocurrencies Paul Liang 6. Escrow Accounting Software Gary Suzuki 7. Enforcement Actions and Licensing Update Paul Liang 8. Public Comments 9. Closing Remarks Paul Liang (In limited occurrences or due to unforeseen circumstances, there may be a change to the order of agenda items.) Special accommodations for disabled persons, such as sign language interpreter services, are available. Please make requests for special accommodation services at least seven days in advance of the meeting. Requests ", "dvisory Committee Updates and Upcoming Openings Paul Liang 4. Update for Rulemaking (PRO 13/13) and Remote Work Guidance Summer Volkmer 5. Cryptocurrencies Paul Liang 6. Escrow Accounting Software Gary Suzuki 7. Enforcement Actions and Licensing Update Paul Liang 8. Public Comments 9. Closing Remarks Paul Liang (In limited occurrences or due to unforeseen circumstances, there may be a change to the order of agenda items.) Special accommodations for disabled persons, such as sign language interpreter services, are available. Please make requests for special accommodation services at least seven", "g 2. Review and Approval of Minutes for 3/8/22 meeting Paul Liang 3. Advisory Committee Updates and Upcoming Openings Paul Liang 4. Update for Rulemaking (PRO 13/13) and Remote Work Guidance Summer Volkmer 5. Cryptocurrencies Paul Liang 6. Escrow Accounting Software Gary Suzuki 7. Enforcement Actions and Licensing Update Paul Liang 8. Public Comments 9. Closing Remarks Paul Liang (In limited occurrences or due to unforeseen circumstances, there may be a change to the order of agenda items.) Special accommodations for disabled persons, such as sign language interpreter services, are available. " ] }, { "id": "dfpi-eac-023", "slug": "2022-06-07-meeting-minutes-23", "sourceId": "dfpi-escrow-advisory-committee", "title": "DFPI Escrow Advisory Committee Meeting Minutes", "agencyName": "California Department of Financial Protection and Innovation", "jurisdiction": "California", "meetingDate": "2022-06-07", "publishedDate": null, "recordType": "meeting_minutes", "recordTypeLabel": "meeting minutes", "sourceUrl": "https://dfpi.ca.gov/wp-content/uploads/sites/337/2022/08/2022-6-7-EAC-Meeting-Minutes.pdf", "rawFileUrl": "https://dfpi.ca.gov/wp-content/uploads/sites/337/2022/08/2022-6-7-EAC-Meeting-Minutes.pdf", "sourceSnapshotHash": "bf498c187eec6efdb129e85bdc8fcdca43a9e7af84646c67790cc1d99eb27bda", "textHash": "772fa5bad1a955344ecb3250601ef472c84ff5377f937ffd999db434a232f5ca", "extractedTextStatus": "complete", "topics": [ "escrow", "title", "education", "training", "NMLS", "licensing", "examinations", "enforcement", "escrow accounting software", "remote work" ], "entityNames": [ "DFPI", "Escrow Advisory Committee" ], "quotedTerms": [ "escrow", "title", "education", "training", "NMLS", "licensing", "examinations", "enforcement", "escrow accounting software", "remote work" ], "summary": "meeting minutes from California Department of Financial Protection and Innovation with public discussion or agenda items touching title, education, training, NMLS, and licensing.", "reviewedStatus": "machine_extracted", "createdAt": "2026-06-03T20:12:49.069Z", "updatedAt": "2026-06-03T20:12:49.069Z", "relevantPassages": [ "ve for small business, a CPA who has escrow agent clients, and a representative for companies with other ownership. Other ownership may include escrow companies owned by title companies or real estate brokers. Manager or corporate officer of independent escrow companies are eligible to serve on the committee. Opening announcement will be posted on the website. Anyone who qualifies is welcome to apply. Liang thanked the three members whose terms are ending on August 30, 2022. He briefly went over the purpose of the committee, , the role of committee members, the appointment process and clarifie", "ESCROW ADVISORY COMMITTEE MEETING June 7, 2022 10:00 AM – 12:00 PM 300 S. Spring Street, 15th Floor Conference Room, Los Angeles, CA 90013 (866) 709-4440; participant code 7675-977 Department of Financial Protection and Innovation Represented by: Sheila Oliver, Deputy Commissioner Paul Liang, Special Administrator – Licensing Gary Suzuki, Special Administrator – Regulatory Adam Wright, Senior Counsel Sherri Kaufman, Senior Counsel Summer Volkmer, Senior Counsel Committee Members Via Call-In to the Conference Line: Benjamin G", "ng level to internally re-organize and dedicate resources to work on several big projects. Some of these projects include to modernize the escrow law, provide compliance training and education, revisit the assessment method after years of operating deficit, and also to explore the option to move the program on NMLS. The program will reach out to the advisory committee for guidance at the appropriate time. Benjamin Griffin stated the advisory committee may have subcommittees to assist with these projects. There may be exemptions from the public meeting act if a subcommittee consists of less tha", "row law, provide compliance training and education, revisit the assessment method after years of operating deficit, and also to explore the option to move the program on NMLS. The program will reach out to the advisory committee for guidance at the appropriate time. Benjamin Griffin stated the advisory committee may have subcommittees to assist with these projects. There may be exemptions from the public meeting act if a subcommittee consists of less than three members. Alternatively, committee members can do information gathering exercise outside of the committee and bring those findings back", "-4440; participant code 7675-977 Department of Financial Protection and Innovation Represented by: Sheila Oliver, Deputy Commissioner Paul Liang, Special Administrator – Licensing Gary Suzuki, Special Administrator – Regulatory Adam Wright, Senior Counsel Sherri Kaufman, Senior Counsel Summer Volkmer, Senior Counsel Committee Members Via Call-In to the Conference Line: Benjamin Griffin, Griffin, P.C. / Attorney Bill Nelson, Express Escrow, Inc. / Chairperson – EAFC** Claire Bartos, Las Brisas Escrow, Inc. / Immediate Past Chairperson EIC * Heather Siracusa, Orchard Hills Escrow, Inc. / Small B" ] } ] }